How can my property be removed from the floodplain maps?
To be removed from the floodplain shown on the Flood Insurance Rate Map, a structure must be on land that is not subject to flooding by the 100-year flood. If your lot or building site is on natural ground that is higher than the Base Flood Elevation shown on the FIRM, you may request a Letter of Map Amendment (LOMA). To support your request, you will have to get a surveyor to determine the elevation of the ground next to your building and complete an Elevation Certificate. If the ground is higher than the Base Flood Elevation, then FEMA will issue a LOMA. With a LOMA, your lender may choose to not require flood insurance.

Show All Answers

1. How do I get flood insurance?
2. When is flood insurance required?
3. Do you have to be located in a floodplain to obtain flood insurance?
4. Does the City manage the flood insurance program?
5. I have lived here forever and have never been flooded. Why do I need flood insurance?
6. How can my property be removed from the floodplain maps?
7. What does the City do to make flood insurance more affordable?